If you're a family in need he's the one to see, he's the man to know, he's the one you'll owe
They call him Mr. Toad and he'll make your house a home with dishwasher, refrigerator
All the luxuries big screen TV, surround sound stereo with remote control for your DVD's
Standin three foot nothin schisty as the day is long, beware the silver tongue of Mr. Toad
Tweekin on stackers, talkin so fast you missed his trickery, when he said two weeks free
Then he slid you the paper got you to sign the damage waiver
Protect yourself from fire and theft at 14% you should have read the fine print
Now he's gettin three and a half turns on the cash price, that's right
There's no need for crime, cause he'll steal legally
Standin three foot nothin, schisty as the day is long
(Schemeing, schemeing, schemeing, schemeing,)
He'll reach out his right hand in friendship
(Schemeing, schemeing, schemeing, schemeing,)
While the left's buried deep in your pocket
And it's a sad, sad story when you find yourself on his list weekly and he comes knockin at your door
Cause he knows that
You owe on all that you own, thanks to Mr. Toad
You owe on all that you own, thanks to Mr. Toad and his forked tongue
You owe on all that you own, thanks to Mr. Toad now he's gotta by the b**** son
You owe on all that you own, thanks to Mr. Toad you owe you owe you owe you owe you owe
And it's a sad, sad story when you find yourself on his list weekly and he comes knockin at your door
Because he knows that you owe
Midnight round of golf on the seventh hole, Fred DUI think you might be inebriated
I'da used the five iron not the Durango
That's right, that's right
You owe on all that you own, thanks to Mr. Toad
You owe on all that you own, and his forked tongue
You owe on all that you own, thanks to Mr. Toad
You owe on all that you own
They call him Mr. Toad and he'll make your house a home with dishwasher, refrigerator
All the luxuries big screen TV, surround sound stereo with remote control for your DVD's
Standin three foot nothin schisty as the day is long, beware the silver tongue of Mr. Toad
Tweekin on stackers, talkin so fast you missed his trickery, when he said two weeks free
Then he slid you the paper got you to sign the damage waiver
Protect yourself from fire and theft at 14% you should have read the fine print
Now he's gettin three and a half turns on the cash price, that's right
There's no need for crime, cause he'll steal legally
Standin three foot nothin, schisty as the day is long
(Schemeing, schemeing, schemeing, schemeing,)
He'll reach out his right hand in friendship
(Schemeing, schemeing, schemeing, schemeing,)
While the left's buried deep in your pocket
And it's a sad, sad story when you find yourself on his list weekly and he comes knockin at your door
Cause he knows that
You owe on all that you own, thanks to Mr. Toad
You owe on all that you own, thanks to Mr. Toad and his forked tongue
You owe on all that you own, thanks to Mr. Toad now he's gotta by the b**** son
You owe on all that you own, thanks to Mr. Toad you owe you owe you owe you owe you owe
And it's a sad, sad story when you find yourself on his list weekly and he comes knockin at your door
Because he knows that you owe
Midnight round of golf on the seventh hole, Fred DUI think you might be inebriated
I'da used the five iron not the Durango
That's right, that's right
You owe on all that you own, thanks to Mr. Toad
You owe on all that you own, and his forked tongue
You owe on all that you own, thanks to Mr. Toad
You owe on all that you own